Choose the card that matches you.
Every Payce Digital card is designed to give you trusted access, flexible payment support, and digital convenience. Compare and find the right fit for your lifestyle, goals, and stage of life.
Classic Card
A reliable everyday credit card built for convenience, flexibility, and confident spending.
Feature & Benefits
- Worldwide Acceptance
- Competitive Interest Rates
- Pre-Approval Checker
- Chip & PIN Security
- Tap & Go Convenience
- Instant Discounts and Rewards at Loyalty Partners
- 24 Hour Customer Service
- Transactional SMS & Email Alerts
- Creditor Life Insurance
- Emergency Card Replacement
- Price Protection
- Access to Credit Seminars
What You Need
- Job Letter
- Two recent payslips
- Valid photo identification
- Proof of Address
- Processing Fee – $50
- Credit Assessment Report Fee – $20
Self-Employed Applicants: Business Registration Certificate + six months' bank statements
Credit limits: $1,000 to $4,999
Fees & Rates
| Annual Fee | $40 |
| Monthly Repayment Rate | 5% of outstanding balance |
| Annual Interest Rate | 22% |
Gold Card
All the value of Classic, with added purchase protection and extended warranty benefits.
Feature & Benefits
- Worldwide Acceptance
- Competitive Interest Rates
- Pre-Approval Checker
- Chip & PIN Security
- Tap & Go Convenience
- Instant Discounts and Rewards at Loyalty Partners
- 24 Hour Customer Service
- Transactional SMS & Email Alerts
- Creditor Life Insurance
- Emergency Card Replacement
- Price Protection
- Extended Warranty
- Purchase Protection
- Access to Credit Seminars
What You Need
- Job Letter
- Two recent payslips
- Valid photo identification
- Proof of Address
- Processing Fee – $50
- Credit Assessment Report Fee – $20
Self-Employed Applicants: Business Registration Certificate + six months' bank statements
Credit limits: Starting at $5,000
Fees & Rates
| Annual Fee | $50 |
| Monthly Repayment Rate | 5% of outstanding balance |
| Annual Interest Rate | 22% |
Young Professionals Card
Drive Your Future Forward with the Payce Digital Young Professional Card. Designed for young and emerging professionals between the ages of 18 – 35.
Feature & Benefits
- Worldwide Acceptance
- Low Interest Rate (20% APR)
- Low Minimum Repayments (5%)
- Pre-Approval Checker
- Chip & PIN Security
- Tap & Go Contactless Payments
- Mobile App for Account Management
- 24 Hour Customer Service
- Transactional SMS & Email Alerts
- Creditor Life Insurance
- Emergency Card Replacement
- Price Protection
- Access to Free Credit Seminars
What You Need
- Between the ages of 18 and 35
- Earning a minimum of $250 weekly
- Recent Job Letter and two most recent pay slips
- Valid Photo Identification
- Proof of Address
- Processing Fee – $30
- Credit Assessment Report Fee – $20
Young and emerging professionals, undergraduate or graduate students, or skilled trade professionals
Credit limits: Up to $5,000
Fees & Rates
| Annual Fee | $30 |
| Monthly Repayment Rate | 5% of outstanding balance |
| Annual Interest Rate | 20% |
| Processing Fee | $30 |
| Cash Advance Fee | $5 (flat rate) |
| Product Features & Benefits | CLASSIC | GOLD | YOUNG PROFESSIONALS |
|---|---|---|---|
| Worldwide Acceptance | |||
| Competitive Interest Rates | |||
| Pre-Approval Checker | |||
| Chip & PIN Security | |||
| Tap & Go Convenience | |||
| Instant Discounts and Rewards at Loyalty Partners | |||
| 24 Hour Customer Service | |||
| Transactional SMS & Email Alerts | |||
| Creditor Life Insurance | |||
| Emergency Card Replacement | |||
| Price Protection | |||
| Extended Warranty | |||
| Purchase Protection | |||
| Access to Credit Seminars | |||
| Mobile App Account Management |
Fee Disclosure
All fees and charges displayed are in BDS Dollars. Effective May 2024.
| Annual Fees | BDS Dollars |
|---|---|
| Classic Cardholder Fee | $40 |
| Additional Cardholder Fee | $20 |
| Gold Cardholder Fee | $50 |
| Additional Gold Cardholder Fee | $20 |
| Young Professionals Card | $30 |
| Student Smart Card | $10 |
*Subject to the Credit Policy